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    Retirement Accounts

    What is a Normal Retirement Date and why does it matter?

    Your Normal Retirement Date, or NRD, is the date specified in your TIAA contract when you reach standard retirement age — typically 65, though it varies by institution and contract. It matters because certain TIAA account elections and payout options are tied to it. Understanding your NRD well before you retire gives you more flexibility and time to plan.

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